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We're trying to teach the kids similar concepts, and the 15 and 16 year olds seem to be getting it. Unfortunately, the 18 year old seems to following her mother's pattern of just not worrying how much money there is or where it's coming from. To get our finances in order once we uggs on sale black friday 2014
married, he took over the budget, bill paying, taxes, etc. and put everything in a joint account (no separate accounts). He still handles all the money (I do my own 401K uggs australia boots on sale and have accounts in uggs boots sale deutschland
my name), but I am very involved. We sit down and talk about the budget weekly (is this amount in the grocery category still good, should we increase the gas category to match rising prices, etc.).
Over time I'd like for him to turn over the budget to me so that I can learn how to do it, but I'm not worried about it now because we've been chipping away at our debt and because my credit score is good. Plus, I have a full time job and it's paying for my graduate degree, so I don't think I'll be short bailey button uggs on sale in any financial danger if we divorce. As a conservative person working in the financial field; I believed in money in the savings account for emergencies; college fund for the kids; no credit card debt. After looking at 2K in savings (after 20 years); $15K credit card debt; no college savings; and a big new truck with huge payment in the driveway. I lost a lot of respect for my spouse in how he felt about the importance of family finances and financial security. Fast forward to him finding another financially savy woman who would continue to meet his materialistic needs and we are uggs lace up boots sale divorced.
I am THANKFUL for my conservative ways. As a single income; I have that emergency fund. I have that college savings. I have no credit card debt. The worse thing was I had to refinance the house back to a 30 year mortgage. But how sad. we could have saved and paid CASH for that big truck and been more established towards retiring. As a couple! It just took some re arranging of spending to get the accounts in order.
Do I wish I'd just swallowed my pride and not bent out of shape over the finances. Yes, I do. Anything to still have my family together. But was it really fair of my ex to not be more considerate of our finances?
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